retailers are trying to make up for business lost last month because of hurricane sandy. consumer poll released thursday found that 60% of shoppers had finished their holiday shopping. 70% of those polled said ur certainty about the fiscal cliff has caused them to spend less on gifts. >>> and if you plan to pick up some gift cards during the last minute shopping, buyer beware. some shoppers report paying $25 or more in purchase and shipping fees. that's before the maintenance fees kick in. bank rate.com's latest survey found bank issued cards tend to be the biggest culprits. company says all eight of the popular general purpose gift cards offered by banks and credit card companies charge purchase fees, but only 55 retail gift card bank rate survey charged the fees. >>> how much are you willing to pay for milk? how about $6 a gallon? some farmers fear that's possible. if congress doesn't take action on the farm bill that expired in september. government sets a minimum price for milk so dairy farmers can stay in business. but with no farm bill, the way your milk gets priced